General Terms and Conditions – LearnTrading.com

These General Terms and Conditions (the “Agreement”) govern the obligations and rights of the Client and Future Warp Ltd (org no: HE454738), “LearnTrading.com”. By accepting these terms and conditions upon a sign-up procedure, or in any other way, you hereby confirm that you are authorized to bind the Client through such execution.

Services – Right to use
1.1 Subject to the terms and conditions of this Agreement, LearnTrading.com hereby grants to the Client a non-transferable, non-exclusive, non-sublicensable limited term world-wide right and licence for the Client to access and use the Services. The “Services” means the at all times current version of the web services, associated software, and other services related thereto provided to the Client by LearnTrading.com in accordance with this Agreement. The Services consist of an online education platform with videos, assignments, quizzes and tasks available on learntrading.com. The Client may not transfer, sub-licence or in any other way provide, permit or utilise the Services or its material for use by a third party, e.g. through time-sharing, as a service or otherwise.

1.2 LearnTrading.com reserves the right to implement new versions and upgrades of the Services including, but not limited to, changes that effect modifications to the material, design, operational method, technical specifications, systems, and other functions, etc. of the Services, at any time without prior notice.

1.3 LearnTrading.com undertakes, in its its sole discretion, to adopt reasonable measures so that the Services are available over the Internet around the clock, seven (7) days a week. LearnTrading.com shall be entitled to take measures that affect the aforementioned accessibility where LearnTrading.com deems such to be necessary for technical, maintenance, operational, or security reasons. The Client does not have the right to compensation in the event of lack of access as a result of any such measures taken. Nor is LearnTrading.com liable for lack of access as a result of interruptions or communication problems on the Internet or other private and public networks, for other accessibility deficiencies outside of LearnTrading.com’s control, or problems with the Client’s own equipment which is used to obtain access to the Services.

1.4 LearnTrading.com has the right to amend these General Terms and Conditions. The Client shall be informed of any such amendments through a notification via e-mail or via the LearnTrading.com website. The Client shall be regarded as having received the notification at the latest one (1) week from the date on which the notification was sent by e-mail or announced on the website. If the change has an appreciable adverse effect on the Client, the Client has the right to terminate the Agreement within thirty (30) days. If the Client does not terminate the Agreement within that period, they are regarded as having accepted the new General Terms and Conditions.

1.5 LearnTrading.com shall be entitled to retain subcontractors, including third-party software suppliers, for the performance of obligations in accordance with this Agreement. LearnTrading.com shall be liable for the subcontractors’ work and services in the same manner as for its own.

Client Obligations
2.1 The Client shall comply with security and administrative regulations as provided at sign-up, by e-mail, or on the LearnTrading.com website.

2.2 The Client is responsible for ensuring their contact, billing, and payment information is accurate and updated.

2.3 The Client is responsible for all activities under their account and agrees to comply with applicable laws.

2.4 The Client must not use the Services to infringe copyrights, disseminate confidential information, incite crime, or in any way contrary to the intended purpose.

2.5 The Client must notify LearnTrading.com of any suspected breach of these terms.

Fees and Payment Terms
3.1 The Client shall pay fees as presented at sign-up or otherwise agreed.

3.2 All subscriptions automatically renew unless cancelled before the renewal date.

3.3 The Client can cancel at any time through their account or by contacting support at [email protected]. Cancellations apply to future payments only.

3.4 All fees are billed in advance.

3.5 Payments are made via credit card or an approved payment provider.

3.6 No refunds are provided for early termination due to Client breach.

Ownership
4.1 LearnTrading.com retains all intellectual property rights to the Services. The Services are licensed, not sold.

4.2 All content entered by the Client remains their property. LearnTrading.com disclaims liability for such content.

4.3 The Client may not reverse engineer, decompile, or otherwise tamper with the Services unless permitted by law.

Client Support
5.1 Support is available via email at [email protected] during business hours.

5.2 All inquiries must be submitted through provided support channels.

Personal Data & Privacy
6.1 LearnTrading.com collects and processes personal data in accordance with its Privacy Policy.

6.2 Cookies are used for login sessions and user experience improvements.

6.3 The Client consents to LearnTrading.com using their name/logo for client identification unless explicitly denied.

Passwords
7.1 The Client is responsible for secure storage of credentials and liable for unauthorized access.

Limited Warranty
8.1 LearnTrading.com warrants the Services function materially as described.

8.2 All other warranties are disclaimed to the extent permitted by law.

Limitation of Liability
9.1 LearnTrading.com shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages of any kind, including but not limited to loss of revenue, loss of profit, loss of data, or loss of opportunity, arising out of or related to the use of or inability to use the Services, even if advised of the possibility of such damages.

9.2 In the event of major defects that seriously impede the Client’s use of the Services and that are attributable to LearnTrading.com, LearnTrading.com may act to rectify such defect without unreasonable delay, at its sole discretion.

9.3 The Client shall not be entitled to a reduction in payment, or to damages or other sanctions in the event of operational disruption or errors that impede data traffic that are not due to negligence by LearnTrading.com.

9.4 LearnTrading.com shall not be obligated to defend or indemnify the Client against any third-party claims of intellectual property infringement.

9.5 In the event that the Services are found to infringe third-party rights, LearnTrading.com may, at its discretion, either procure rights, modify, replace, or discontinue the Services.

9.6 Notwithstanding anything else in this Agreement, LearnTrading.com's total aggregate liability shall under no circumstances exceed USD $1,000.

Force Majeure
10.1 Parties are excused from obligations under unforeseeable circumstances (e.g. war, flood, fire, legal changes).

10.2 Notice must be given promptly.

10.3 If obligations are delayed beyond 3 months, the Agreement may be terminated.

Confidentiality
11.1 Both parties agree not to disclose confidential information unless legally obligated.

Term & Termination
12.1 The Agreement begins on first login or payment.

12.2 Either party may terminate with 90 days’ notice.

12.3 Immediate termination applies in cases of breach, insolvency, or payment suspension.

12.4 Upon termination, all access is revoked.

12.5 Client data may be deleted upon termination.

12.6 Sections 9 and 15 survive termination.

Access Restrictions & Early Termination
13.1 LearnTrading.com may suspend access or terminate immediately for misuse, illegal activity, or material breach.

Assignment
14.1 LearnTrading.com may assign this Agreement to a group company or asset purchaser without consent.

General Provisions
15.1 If any clause is unenforceable, the rest remains valid.

15.2 The Agreement is governed by the laws of Cyprus.

15.3 Disputes are resolved via arbitration through the Cyprus Arbitration and Mediation Centre.

15.4 Claims for unpaid fees may go through Cyprus courts.